Children Insurance - Health and Financial Protection
Is your child one of the millions of American child without insurance?
According to the Kaiser Family Foundation, 48 million Americans are uninsured. Of this number, 30 percent are children. But with the economy taking a turn for the worse the way that it's doing now, this number is expected to rise by several millions more in the next few years.
Now, why do these statistics concern you?
If you've been recently downsized and have not applied for coverage under COBRA, odds are you lost your health insurance coverage along with your job. Or, you may have a job but it might provide health insurance coverage only for you and not your family. Or, you may be insured but your insurance does not provide enough coverage. However unique your situation is, children insurance, health coverage, and protection for the family should be on top of your list.
Why?
Well, what about this for starters? You don't want to be caught off-guard, unaware, or ill-prepared when a child falls ill or needs non-routine medical attention. After all, few things are more frightening to a parent than a sick child who cannot get medical attention for financial reasons.
If you haven't done so already, find out how much coverage your children get under your employer-sponsored group plan and buy a gap policy to supplement that clause for children insurance. Health insurance for children gives you peace of mind knowing they'd be attended to promptly when brought in for treatment (even if this happens long after you've lost your job).
So go ahead, look into children insurance. Health is important and free insurance quotes can help you consider how much you can (or can't) pay for. It's better to prepare for the worst while you hope for the best.
According to the Kaiser Family Foundation, 48 million Americans are uninsured. Of this number, 30 percent are children. But with the economy taking a turn for the worse the way that it's doing now, this number is expected to rise by several millions more in the next few years.
Now, why do these statistics concern you?
If you've been recently downsized and have not applied for coverage under COBRA, odds are you lost your health insurance coverage along with your job. Or, you may have a job but it might provide health insurance coverage only for you and not your family. Or, you may be insured but your insurance does not provide enough coverage. However unique your situation is, children insurance, health coverage, and protection for the family should be on top of your list.
Why?
Well, what about this for starters? You don't want to be caught off-guard, unaware, or ill-prepared when a child falls ill or needs non-routine medical attention. After all, few things are more frightening to a parent than a sick child who cannot get medical attention for financial reasons.
If you haven't done so already, find out how much coverage your children get under your employer-sponsored group plan and buy a gap policy to supplement that clause for children insurance. Health insurance for children gives you peace of mind knowing they'd be attended to promptly when brought in for treatment (even if this happens long after you've lost your job).
So go ahead, look into children insurance. Health is important and free insurance quotes can help you consider how much you can (or can't) pay for. It's better to prepare for the worst while you hope for the best.
John S. Willard is an insurance expert and director of popular website Frickaseed.Com. He provides honest information and advice on matters like children insurance health and much more. Check out the site for more info!
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